Data tokens on this page
MAKE THE SWITCH
MAKE THE SWITCH
MAKE THE SWITCH
Stop banking the same way expecting different results. The right banking partner makes all the difference.
Stop banking the same way expecting different results. The right banking partner makes all the difference.
Grow your hard-earned money easily!
7 Month CD1
$1,000 minimum to open. New money only.
5.20%
APY
5.20%
APY
By opening a CD with us, your money stays and grows in your community, and you can have peace of mind knowing that your funds are in safe hands.
Enjoy the perks of
Total Access Checking!
$100 required to open. No monthly minimum balance and no monthly maintenance fees.
Get
$3002
When You3
Open a new Total Access Checking account
Enroll in online banking and e-statements
Have $500+ in direct deposits each month of the Qualification Period
Promo code applied automatically.
WHY WINTRUST COMMUNITY BANKS?
YOUR NEIGHBORHOOD IS OUR NEIGHBORHOOD
Most of our bankers don’t just work in this community. They live here too. You’ll see them in the bank, on the soccer field, in the store, and at school pick up.
WE ARE YOUR LOCAL BANK FOR BUSINESS
Across our family of community banks, more than 60,000 local businesses count on us. Many are the businesses you frequent day-to-day for your daily needs.
WE ARE THE HOME OF TOTAL ACCESS CHECKING
That means: No minimum monthly balance, no monthly maintenance fees, and only $100 required to open. Plus, no ATM fees at any ATM in the U.S. ever. We really mean it. We actually reimburse you for the fees you acquire from other ATMs.4
WE OFFER PROGRAMS OTHER BANKS DON’T
We believe in going above and beyond great banking solutions to offer things you won’t find at other banks. Like our Junior Savers Club®5 to teach kids that saving money can be fun and our Platinum Adventures® Club6, a travel and social club for those 50+ years of age.
THE POWER AND DIGITAL TOOLS7 OF THE BIG BANKS, WITH A COMMUNITY FOCUS.
QUICK GLANCE
Create a custom view of your account balances and recent transactions in the mobile app.
FINANCIAL INSIGHTS
Stay on top of your financial wellness with personalized notifications that deliver real-time information.
CUSTOM ALERTS
Get alerts when and how you want, whether over email, text message, or app push notification.
EASY TRANSACTION IDENTIFICATION
It's simple to track spending when purchases are automatically categorized, and shown with merchant logos.
- Phone
THE POWER AND DIGITAL TOOLS7 OF THE BIG BANKS, WITH A COMMUNITY FOCUS.
QUICK GLANCE
Create a custom view of your account balances and recent transactions in the mobile app.
CUSTOM ALERTS
Get alerts when and how you want, whether over email, text message, or app push notification.
FINANCIAL INSIGHTS
Stay on top of your financial wellness with personalized notifications that deliver real-time information.
EASY TRANSACTION IDENTIFICATION
It's simple to track spending when purchases are automatically categorized, and shown with merchant logos.
QUICK GLANCE
Create a custom view of your account balances and recent transactions in the mobile app.
FINANCIAL INSIGHTS
Stay on top of your financial wellness with personalized notifications that deliver real-time information.
CUSTOM ALERTS
Get alerts when and how you want, whether over email, text message, or app push notification.
EASY TRANSACTION IDENTIFICATION
It's simple to track spending when purchases are automatically categorized, and shown with merchant logos.
- Phone
SWITCH FOR BETTER RATES & BANKING PRODUCTS, AND STAY FOR OUR SERVICE!
With more than 170 locations, you won’t have to go far to experience better service. Meet with your local banker to learn more about our financial solutions.
READY TO SWITCH?
1. CD Special. Annual percentage yield (‘APY’) accurate as of 4/25/24 & assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY. Early withdrawal penalties apply. Offer subject to change at any time & without notice. New money is money not currently held at any Wintrust Financial Corporation (‘WTFC’) location.
2. Total Access Checking Bonus Information. Offer valid for accounts opened 2/1/2024 — 1/29/2025. Offer not available to existing or closed checking account customers of WTFC & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
3. Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: www.wintrust.com/locations.
4. ATM Fees. No Wintrust Financial Corporation ('WTFC') transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. Banks outside the network may impose ATM surcharges. Surcharge fees assessed by owners of ATMs outside the network will be reimbursed. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S.
5. Junior Savers/Teen Banking Club. Membership is for customers under age 22.
6. Platinum Adventures Club. Membership is for customers 50+ years of age.
7. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure.